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The Reserve Bank of India (RBI) has launched a centralized web portal called UDGAM (Unclaimed Deposits – Gateway to Access Information) to help individuals and non-individuals locate and claim their unclaimed deposits from different banks.
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The UDGAM portal is a user-friendly platform that allows users to search for unclaimed deposits by providing basic details such as their name, account number, and date of birth. Once a search is initiated, the portal will display a list of all unclaimed deposits that match the user’s search criteria.
If the user finds any unclaimed deposits in their name, they can then proceed to claim the deposits by submitting the required documents to the bank where the deposits are held. The documents required for claiming unclaimed deposits vary from bank to bank, but typically include a copy of the user’s identity proof, address proof, and proof of relationship to the account holder (if applicable).
The UDGAM portal is a valuable resource for anyone who may have unclaimed deposits in their name. By providing a centralized platform for searching and claiming unclaimed deposits, the UDGAM portal makes it easier for account holders to get their money back.
Here are some of the key features of the RBI Udgam portal:
User-friendly interface: The UDGAM portal is designed to be easy to use, even for those who are not familiar with online banking.
Wide search criteria: Users can search for unclaimed deposits by providing a variety of details, including their name, account number, date of birth, and PAN number.
Up-to-date information: The UDGAM portal is regularly updated with the latest information on unclaimed deposits.
Secure transaction: The UDGAM portal uses secure encryption technology to protect users’ personal information.
If you think you may have unclaimed deposits, you can visit the RBI Udgam portal to search for your deposits. The portal is available 24/7 and can be accessed from any internet-connected device.
Here are the steps on how to use the RBI Udgam portal:
1. Go to the RBI Udgam portal website at https://udgam.rbi.org.in/unclaimed-deposits/#/login
2. Click on the “Register” button & complete registration.
3. Enter your username and password to login.
4. Click on the “Login” button.
5. You will be taken to the UDGAM portal dashboard.
6. Click on the “Search Unclaimed Deposits” button.
7. Enter the required details and click on the “Search” button.
8. The UDGAM portal will display a list of all unclaimed deposits that match your search criteria.
9. If you find any unclaimed deposits in your name, you can proceed to claim the deposits by submitting the required documents to the bank where the deposits are held.
The RBI Udgam portal is a valuable resource for anyone who may have unclaimed deposits in their name. By providing a centralized platform for searching and claiming unclaimed deposits, the UDGAM portal makes it easier for account holders to get their money back.